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Interest Rates and Fees


Home Loan Interest Rates

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Product Interest Rate Effective Date
Standard Variable Rate  7.36% p.a.  7 May 2010
12 Month Discounted Variable Rate  6.66% p.a.  7 May 2010
1 Year Guaranteed Rate  6.94% p.a.  17 May 2010
Rate Saver  6.85% p.a.  7 May 2010
3 Year Special Rate Saver  6.68% p.a.  7 May 2010
1 Year Fixed Rate  7.09% p.a.  17 May 2010
2 Year Fixed Rate  7.29% p.a.  15 June 2010
3 Year Fixed Rate  7.14% p.a.  23 August 2010
4 Year Fixed Rate  7.94% p.a.  15 June 2010
5 Year Fixed Rate  8.04% p.a.  15 June 2010
7 Year Fixed Rate  8.39% p.a.  19 April 2010
10 Year Fixed Rate  8.49% p.a.  19 April 2010
15 Year Fixed Rate  8.54% p.a.  19 April 2010
Equity Unlock Loan for Seniors  8.46% p.a.  7 May 2010
Line of Credit Residential Equity Rate  7.46% p.a.  7 May 2010
All Line of Credit Excess Drawing Rate, Monthly  17.49% p.a.  7 May 2010
MISA Offset Rate - Standard Variable Rate  7.36% p.a.  7 May 2010
MISA Offset Rate - 12 Month Discounted Variable Rate  6.66% p.a.  7 May 2010
MISA Offset Rate - 1 Year Guaranteed Rate  6.94% p.a.  17 May 2010
MISA Offset Rate - All Fixed Rate Loans  1.50% p.a.  10 November 2008