Home Loan Interest Rates
Back to Interest
Rates and Fees
| Product |
Interest Rate |
Comparison Rate |
Effective Date |
| No Fee Variable Rate |
6.61% p.a. |
6.61% p.a |
19 December 2011 |
| Standard
Variable Rate |
7.31%
p.a. |
7.45% p.a |
19 December
2011 |
| 12 Month Discounted Variable Rate |
6.61% p.a. |
7.38% p.a |
19 December 2011 |
| 1 Year
Guaranteed Rate |
6.33%
p.a. |
7.35% p.a |
7 October
2011 |
| Rate Saver |
6.80% p.a. |
6.94% p.a |
19 December 2011 |
| 3 Year Special
Rate Saver |
6.59%
p.a. |
6.80% p.a |
16 January
2012 |
| 1 Year Fixed Rate |
6.48% p.a. |
7.36% p.a |
7 October 2011 |
| 2 Year Fixed
Rate |
6.19%
p.a. |
7.22% p.a |
25 November
2011 |
| 3 Year Fixed Rate |
6.48% p.a. |
7.21% p.a |
7 October 2011 |
| 4 Year Fixed
Rate |
6.79%
p.a. |
7.26% p.a |
25 November
2011 |
| 5 Year Fixed Rate |
6.89% p.a. |
7.26% p.a |
7 October 2011 |
| 7 Year Fixed
Rate |
7.74%
p.a. |
7.71% p.a |
12 August
2011 |
| 10 Year Fixed Rate |
7.74% p.a. |
7.77% p.a |
12 August 2011 |
| 15 Year Fixed Rate |
7.74% p.a. |
7.84% p.a |
12 August 2011 |
| Equity Unlock Loan for Seniors |
8.46% p.a. |
8.56% p.a |
19 December 2011 |
| Line of Credit Residential
Equity Rate |
7.46% p.a. |
~ |
19 December 2011 |
| All Line of Credit Excess Drawing Rate, Monthly |
17.94% p.a. |
~ |
5 November 2010 |
| MISA Offset Rate - Standard
Variable Rate |
7.31% p.a. |
~ |
19 December 2011 |
| MISA Offset Rate - 12 Month Discounted Variable Rate |
6.61% p.a. |
~ |
19 December 2011 |
| MISA Offset Rate - 1
Year Guaranteed Rate |
6.33% p.a. |
~ |
7 October 2011 |
| MISA Offset Rate - All Fixed Rate Loans |
1.50% p.a. |
~ |
10 November 2008 |
All Comparison Rates are calculated on the basis of secured credit of
$150,000 over a 25 year term.
WARNING: This comparison rate is true only for examples given and may not
include all fees and charges. Different terms, fees or other loan amounts might
result in a different comparison rate.
Summary
of Rates, Fees and Special Offers