To be eligible for this offer, your customer must have:

• Initial total home lending of $150,000 with the Commonwealth Bank Group; and 
• An activated Commonwealth Bank Credit Card; OR
• A Commonwealth Bank transaction account - Smart Access, Complete Access, Streamline or a Line of Credit.

• Benefits will be applied to all eligible accounts where the package holder is the sole account holder or a joint account holder.
• Benefits will apply from the date the Bank debits the annual package fee to the customer's nominated account (the start date).
• Mortgage Advantage can only be established in the name of one  individual or company. It cannot be established in joint names.
• The Bank reserves the right to withdraw Mortgage Advantage benefits if the customer:
  • Does not maintain a transaction account or credit card with the Bank to pay the annual package fee; or
  • is in default under the Mortgage Advantage Agreement or any loan contract with the Bank.