Products

Rate Saver Home/ Investment Home Loans

Features and Benefits	Product Attributes	Repayment Options
Unlimited Special repayments (over repayments) Repayment Holiday using Special repayments. This option allows customers to suspend loan repayments for nominated periods of 3 to 12 months, offering flexibility during lifestyle changes such as a career break, pregnancy or parental leave. Repayment Redraw* Interest calculated daily, charged monthly so the customer benefits immediately from every repayment they make. Portability - the home loan can move with the customer (conditions and fees apply) Switch to a fixed interest rate at any time Card access is available for Home / Investment Home Loans ** Statement frequency 6 monthly or on request (a fee applies for requested statements)	Minimum Loan Amount - $10,000 Maximum Loan Amount - no maximum Minimum Term - no minimum Maximum Term - 30 years (subject to expected retirement age)	Monthly, fortnightly and weekly repayment options are available. Payment options of principal and interest or interest-only (subject to a maximum of 15 years) are available. Interest only - make interest payments for a period of 1-10 years for Home loans and 1-15 years for Investment Home loans. Additional repayments of any amount can be made without incurring an Early Repayment Adjustment (ERA).

* (Minimum redraw amounts and fee amounts depending on the redraw method used i.e. over the counter at any Commonwealth Bank branch: $2,000 with a $50 redraw fee, or electronically $500 with a $50 redraw fee) - if Interest Only Option is chosen, Repayment Redraw is not available for the life of the loan. If customers subsequently want the Repayment Redraw option they must switch to this option.

**In single names or where there is more than one name and the method of operation is 'Either to Operate'.

Fact Sheet

Important Things to Know About Home Loans and Credit Cards

Home Loan Interest Rates and Fees