Commonwealth Bank of Australia
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Cross Sale Credit Cards

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To take away the stress of moving into your new home, we offer our Home Loan customers an easy way to access funds when you need them.

If you apply for a Commonwealth Bank Credit Card at the same time as a Commonwealth Bank Home Loan, we'll waive the credit card's annual fee for the first year.


Important Information

  • Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions are included in the Loan Offer. Bank fees and charges are payable.
  • Due to additional verification requirements under Responsible Lending obligations of the National Consumer Credit Protection Act, the Bank will only accept a credit card application from a Broker when it is submitted at the same time as the Home Loan. 
  • If a customer doesn't wish to apply for the credit card at the same time as the home loan, a FULL credit card application will need to be completed. You can refer the customer to their local branch via Broker CONNECT to complete this process.


Business Rules

Home Loan customers eligible for a cross sale credit card can apply providing the following are met:

  • They are applying for a new home loan and / or investment home loan
  • The credit card is included in the overall servicing test for the home loan
  • The offer of a cross sale credit card is accepted and the card activated within three months from the date of approval of the home loan application.