Products
Extra Home Loan Product Discount Margin (Introductory Variable Rate) - Quarantined October 2020
Back to Extra Home Loan (Introductory Rate)
- The offer the customer is eligible for is locked in when loan documents are generated
- The relevant customer discount and final rate are automatically applied
Loan Type
|
Reference Rate
|
Effective Date |
| Extra Home Loan Variable Reference Rate |
3.78% p.a. |
24/03/2020 |
| Extra Home Loan (Interest Only) Variable Reference Rate |
4.34% p.a. |
24/03/2020 |
| Extra Investment Home Loan Variable Reference Rate |
4.13% p.a. |
24/03/2020 |
| Extra Investment Home Loan (Interest Only) Variable Reference Rate |
4.69% p.a. |
24/03/2020 |
| Loan Type |
Introductory Period |
Introductory Discount |
Ongoing Discount |
Introductory Variable Rate |
Ongoing Rate |
| Home Loan |
2 Years |
-0.76% p.a. |
-0.10% p.a. |
3.02% p.a. |
3.68% p.a. |
| Home Loan (Interest Only) |
2 Years |
-0.76% p.a. |
-0.10% p.a. |
3.58% p.a. |
4.24% p.a. |
| Investment Home Loan |
2 Years |
-0.81% p.a |
-0.10% p.a. |
3.32% p.a. |
4.03% p.a. |
| Investment Home Loan (Interest Only) |
2 Years |
-0.81% p.a |
-0.10% p.a. |
3.88% p.a. |
4.59% p.a. |
| Home Loan |
4 Years (First Home Buyers only)* |
-0.76% p.a. |
-0.10% p.a. |
3.02% p.a. |
3.68% p.a. |
| Home Loan (Interest Only) |
4 Years (First Home Buyers only)* |
-0.76% p.a. |
-0.10% p.a. |
3.58% p.a. |
4.24% p.a. |
| Investment Home Loan |
4 Years (First Home Buyers only)* |
-0.81% p.a. |
-0.10% p.a. |
3.32% p.a. |
4.03% p.a. |
| Investment Home Loan (Interest Only) |
4 Years (First Home Buyers only)* |
-0.81% p.a. |
-0.10% p.a. |
3.88% p.a. |
4.59% p.a. |
* Extra Home Loan (4 Year Introductory Rate) is only available for first home buyers where none of the applicants have previously owned or currently hold an interest in property anywhere in Australia.
**Extra Home Loan (Introductory Variable Rates) are only available for new loans or top-up applications with minimum new borrowing of $150,000 (excluding Lenders' Mortgage Insurance (LMI) or Low Deposit Premium (LDP) and financed fees, if applicable).
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