Interest Rates and Fees

Fixed Rate Historical Rates - 2015 onwards

Back to Historical Interest Rates

Owner occupied - Principal and Interest

 

Date from 1 Year Fixed (%pa) 2 Year Fixed (%pa) 3 Year Fixed (%pa) 4 Year Fixed (%pa) 5 Year Fixed (%pa)
25/02/26 6.34 6.19 6.44 6.49 6.64
15/01/26 6.09 5.94 6.19 6.24 6.39
22/08/25 5.64 5.59 5.49 5.94 6.09
30/05/25 5.84 5.89 5.64 6.04 6.44
28/02/25 6.24 6.14 5.89 6.29 6.69
23/08/24 6.54 6.44 6.04 6.44  
17/11/23     6.74    
11/08/23 6.74   6.44    
18/07/23 6.89 6.99 6.79 6.84 6.84
03/07/23 6.64 6.69 6.49    
16/06/23 6.44 6.44 6.14 6.44 6.44
14/04/23     5.74    
01/03/23 6.14 6.24 6.14    
10/02/23 5.74   5.94    
02/12/22 5.59 6.14 5.84 6.24 6.64
30/09/22 5.54   6.14 5.64  
05/08/22       5.14  
30/06/22 5.14 5.94 6.54 6.74 6.84
03/06/22 3.74 4.54 5.14 5.34 5.44
12/04/22   3.94 4.34 4.54 4.64
25/03/22 3.14 3.44 3.94 4.14 4.44
21/02/22 2.94 3.14 3.64 3.84 4.14
03/02/22 2.74 2.99 3.39 3.69 3.94
16/12/21 2.69 2.84 3.29 3.49 3.74
26/11/21 2.64 2.74 3.14 3.24 3.54
05/11/21 2.49 2.49 2.84 3.04 3.24
15/10/21 2.14 2.24 2.44 2.54  
10/08/21   2.14   2.44  
21/05/21     2.34 2.39  
22/03/21 2.24 2.09   2.34  
11/11/20 2.34 2.29 2.29 2.14  
30/03/20 2.44 2.44 2.44 3.14 3.14
14/02/20 3.14     3.34 3.34
03/10/19   3.14 3.14    
24/09/19 3.44     3.64  
26/07/19   3.33 3.43   3.64
09/04/19     3.94 4.24 4.24
30/07/18   3.94 4.04    
02/03/18 4.04 4.04     4.54
12/09/17       4.34 4.34
11/08/17 4.14   4.14   4.54
02/12/16   4.14 4.24 4.54 4.74
02/09/16   3.99 4.04   4.14
09/11/15 4.54 4.34 4.44 4.74 4.74
24/08/15   4.44 4.54    
22/07/15 4.64 4.64 4.64 4.84 4.94
16/02/15 4.84 4.74   5.14 4.74
06/02/15     4.84   4.84

 

Owner occupied - Interest Only

 

Date from 1 Year Fixed (%pa) 2 Year Fixed (%pa) 3 Year Fixed (%pa) 4 Year Fixed (%pa) 5 Year Fixed (%pa)
25/02/26 6.74 6.59 6.89 6.94 7.04
15/01/26 6.49 6.34 6.64 6.69 6.79
22/08/25 6.04 5.99 5.94 6.34 6.49
30/05/25 6.39 6.24 6.09 6.49 6.69
28/02/25 6.59 6.44 6.29 6.59 6.79
23/08/24   6.64 6.34 6.64  
17/11/23     6.84    
11/08/23 6.74   6.54    
18/07/23 6.89 7.04 6.89   6.94
03/07/23 6.64 6.79 6.54    
16/06/23       6.94 6.74
01/03/23 6.44 6.54 6.44    
10/02/23 6.04     7.34 7.14
02/12/22   6.44 6.14 6.84 6.94
30/09/22 5.84 6.14 5.94 6.64 7.14
30/06/22 5.94 6.59 6.99 7.19 7.29
03/06/22 4.54 5.19 5.59 5.79 5.89
12/04/22   4.59 4.99 5.19 5.29
25/03/22     4.44 4.64 4.74
03/02/22 3.94 4.04 4.14 4.34 4.44
05/11/21 3.84 3.84 4.04 4.14 4.14
15/10/21   3.64 3.74 4.04  
21/05/21     3.64   4.04
30/03/20 3.54 3.54 3.54 3.94 3.94
14/02/20 3.94        
24/09/19 4.04   3.94 4.14 4.14
26/07/19   3.94 4.04    
02/03/18 4.69 4.44     5.04
11/08/17 4.64        
21/04/17 4.79 4.39 4.49 4.79 4.99
17/03/17 4.54 4.14 4.24 4.54 4.74

 

Investment - Principal and Interest

 

Date from 1 Year Fixed (%pa) 2 Year Fixed (%pa) 3 Year Fixed (%pa) 4 Year Fixed (%pa) 5 Year Fixed (%pa)
25/02/26 6.39 6.24 6.49 6.69 6.84
15/01/26 6.14 5.99 6.24 6.44 6.59
22/08/25 5.79 5.74 5.64 6.09 6.29
30/05/25 6.14 6.04 5.94 6.14 6.59
28/02/25 6.49 6.24 6.14 6.34 6.79
23/08/24 6.74 6.49 6.24 6.49  
17/11/23     6.79    
11/08/23 6.79   6.49    
18/07/23 6.94 7.04 6.84 6.94 6.94
03/07/23 6.69 6.74 6.59    
16/06/23 6.49 6.49 6.24 6.54 6.54
14/04/23     5.84    
01/03/23 6.24 6.34 6.24    
10/02/23 5.84   6.04    
02/12/22 5.69 6.24 5.84   6.74
30/09/22 5.64 6.14 5.74 6.64  
30/06/22 5.24 6.04 6.74 6.94 7.04
03/06/22 3.84 4.64 5.34 5.54 5.64
12/04/22   4.14 4.54 4.84 4.94
25/03/22 3.34 3.64 4.14 4.34 4.54
21/02/22 3.14 3.34 3.84 4.04 4.24
03/02/22   3.14 3.64 3.89 4.04
16/12/21     3.54 3.69 3.84
26/11/21 2.94 3.04 3.44 3.54 3.64
05/11/21 2.84 2.94 2.84   3.34
15/10/21 2.64        
22/03/21   2.64 2.54    
30/03/20 2.84 2.84 2.84 3.24 3.24
14/02/20 3.34 3.34 3.34 3.44 3.44
24/09/19 3.79 3.59 3.79 3.79 3.79
26/07/19   3.74 3.84   4.04
09/04/19   4.04 4.14   4.54
30/07/18   4.14 4.24    
02/03/18 4.29 4.24 4.34 4.54  
11/08/17 4.34   4.39 4.64 4.64
21/04/17   4.59 4.69 4.99 5.19
02/12/16 4.74 4.34 4.44 4.74 4.94
02/09/16   4.14 4.19   4.29
21/09/15   4.59 4.69    
31/07/15 4.94 5.04 5.04 5.14 5.04
22/07/15 4.64
 4.64
 4.64
 4.84
 4.94
16/02/15 4.84
 4.74
   5.14
 4.74
06/02/15     4.84
   4.84

 

Investment - Interest Only

 

Date from 1 Year Fixed (%pa) 2 Year Fixed (%pa) 3 Year Fixed (%pa) 4 Year Fixed (%pa) 5 Year Fixed (%pa)
25/02/26 6.49 6.34 6.64 6.79 6.89
15/01/26 6.24 6.09 6.39 6.54 6.64
22/08/25 5.89 5.84 5.79 6.19 6.34
30/05/25 6.24 6.29 6.14 6.44 6.69
28/02/25 6.59 6.49 6.34 6.64 6.89
23/08/24   6.69 6.39 6.69  
17/11/23     6.89    
11/08/23 6.79   6.59    
18/07/23 6.94 7.09 6.94   7.04
03/07/23 6.69 6.84 6.64    
16/06/23       7.04 6.84
01/03/23 6.49 6.59 6.49    
10/02/23 6.09 6.49 6.29 7.44 7.24
02/12/22 5.79   6.04   7.04
30/09/22 5.74 6.44 5.84 6.94 7.34
25/08/22     5.64    
30/06/22 5.54 6.34 6.84 7.04 7.14
03/06/22 4.14 4.94 5.44 5.64 5.74
12/04/22 3.79 4.59 4.99 5.19 5.29
25/03/22 3.54 3.69 4.34 4.64 4.44
21/02/22 3.24 3.39 4.04 4.34 4.14
03/02/22   3.14 3.79 4.14 3.94
16/12/21     3.74 3.94 3.74
26/11/21     3.64 3.74 3.64
05/11/21 3.04 3.04 3.24   3.24
15/10/21 2.84        
22/03/21   2.84 2.74    
30/03/20 3.04 3.04 3.04 3.44 3.44
14/02/20 3.54 3.54 3.54 3.64 3.64
24/09/19 4.04 3.94 3.94 4.14 4.14
26/07/19   4.04 4.14   4.34
30/07/18     4.34    
02/03/18 4.54 4.34 4.44 5.04  
12/09/17       5.14 5.14
11/08/17 4.84   4.64   5.34
21/04/17 4.99 4.84 4.94 5.24 5.44
17/03/17 4.74 4.34 4.44 4.74 4.94