Interest Rates and Fees

Other Fees and Charges Applicable to all Credit Cards

Fee or Charge	Amount
Commonwealth Bank Over the Counter Cash Advance Fee	$2.50 or 1.50% of cash advance amount (whichever is the greater)
Commonwealth Bank ATM Cash Advance fee	1.50%
Any other Commonwealth Bank Network Cash Advance Fee	1.50%
Non Commonwealth Bank Over the Counter Cash Advance Fee	$3.00 or 1.50% of cash advance amount (whichever is the greater)
Non Commonwealth Bank ATM Cash Advance Fee	1.50% of cash advance amount
Overseas Terminal or Bank Cash Advance Fee	$4.00 or 1.50% of cash advance amount (whichever is the greater)
Emergency Issue/Lost/Replacement Card Fee (May be charged on card replacement)	$20
Over Limit Charge Charged at the end of the statement period if the balance exceeds credit limit during the statement period	$10
Late Payment Fee Charged if the minimum payment due is not received by the third day after the due date	$20
Duplicate Statement/ Voucher Fee May be charged on issue of a Recent Transaction List at a Commonwealth Bank ATM	$7 each
Recent Transactions List Charged on issue of a Recent Transactions List at a Commonwealth Bank ATM	$0.50 each
International Transaction Fee Transactions converted by MasterCard Transactions converted by VISA Transactions overseas but in Australian dollars	2.95% 2.95% 2.00%
Non Commonwealth Bank ATM Balance Enquiry Fee Charged on our processing of each request	$1.25
AMEX transaction conversion rate	1.95%