Interest Rates and Fees
Transaction Account Fees and Charges
Back to Interest
Rates and Fees
| |
Smart Access |
Complete Access |
Personal Overdraft |
| Monthly Access Fee |
$4 |
$6 |
See below |
| Electronic Transactions |
Free |
Additional Fees and Charges Apply - Please
Refer Transaction, Savings and Investment Accounts
Personal
Overdraft
For unsecured Personal
Overdrafts, the establishment fee is $0.
The following fees apply to
Personal Overdrafts.
- Loan Service Fee
- Overdrawing Approval Fee, if applicable
Loan Service
Fees
| Peak Debt during a quarter
charge |
Quarterly Fees |
| Up to to $100 |
$0 |
| $101 to $500 |
$9 |
| $501 to $1000 |
$15 |
| $1001 to $5000 |
$25 |
| $5001 to $10,000 |
$35 |
| $10,001 to $20,000 |
$45 |
| $20,001 to $50,000 |
$55 |
| $50,000 to $100,000 |
$70 |
| $100,001 and above* |
$78 |
- The Loan Service Fee is calculated quarterly on the peak debt for the
periods December to February, March to May, June to August and September to
November.
- The Loan Service Fee is charged on the first business day in March, June,
September and December and on repayment of the loan.
*Plus $18 per additional peak debt of
$100,000 or part thereof up to $1,000,000 then $48 per $500,000 or part
thereof.