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CommBank Green Loan/ Green Investment Loan

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Effective 1st October 2025, CommBank Green Loan is unavailable for sale.

Alternatively, if your customer has an eligible Home Loan with us, they could enjoy a discounted rate of 3.99% p.a. (comparison rate^ 3.99% p.a.), and $0 establishment and monthly fees with a Home Energy Loan.1

Our Home Energy Upgrades CommBank page connects your customers to selected providers and offers competitive financing options tailored for their home energy improvements.

Features and Benefits Product Attributes Repayment Options
  • For the installation of eligible small-scale renewables such as solar panels, battery packs or electric vehicle charging stations, switching from gas to electric cooking equipment, smart connected home products, energy efficient window treatments, switching from non LED to LED lighting & virtual power plants.
  • Low rate of 3.99% fixed for 10 years
  • No establishment or monthly loan servicing fees
  • Flexibility to make additional repayments with no early repayment charges
  • Minimum Loan Amount - $5,000
  • Maximum Loan Amount - $30,000
  • Loan Term - 10 years
  • No Early Repayment Adjustment or administrative fees
  • Monthly, fortnightly and weekly repayment options are available
  • Principal and interest only
  • Interest payments will be charged while loan is progressively drawn, and principle and interest repayments will commence once the loan is fully funded

 

  • Customers must have an eligible existing Commonwealth Bank home loan to use as security for the Green Loan
  • Customers can apply by contacting our Green Loans Direct Lending Team on 1800 965 047
  • Existing Broker origination relationship will not be impacted by Green loan applications
  • Brokers are unable to originate Green Loans

Important Things to Know About Home Loans and Credit Cards

Home Loan Interest Rates and Fees

Calculators

Credit Policy

Application Process

1Customers with an eligible CommBank home loan or investment loan (excluding the Viridian Line of Credit limits and the Equity Unlock for Seniors loan), who take out an Unsecured Fixed Rate Loan for eligible energy-efficient purchases (excluding EV and Hybrid cars) will receive an interest rate of 3.99% p.a. (comparison rate 3.99% p.a.), save $250 on the establishment fee, save $15 a month on the loan service fee and have their Early Repayment Adjustment fee waived (comparison rate calculations are inclusive of this offer).

  • Payments for Building / Construction loans while being progressively drawn will be interest only and will convert to principal and interest repayments once fully funded