Interest Rates and Fees

Line of Credit Historical Rates - 2008 onwards

Date from	Residential Equity Rate (%pa)	Investment Residential Equity Rate (%pa)	Excess Drawing Rate (%pa)
25/06/19	6.28	6.28
04/10/18	6.53	6.53
07/07/17	6.38	6.38
08/05/17	6.08	6.08
03/04/17	5.82	5.82
18/03/17		5.78
16/12/16	5.78
19/08/16	5.63
20/05/16	5.73
21/03/16	5.98
20/11/15	5.75
13/03/15	5.60
20/02/15	5.80
14/08/13	6.05
13/05/13	6.30
10/12/12	6.55
12/10/12	6.75
18/06/12	6.95
11/05/12	7.16
20/02/12	7.56
19/12/11	7.46
04/11/11	7.66
05/11/10	7.91
07/05/10	7.46		17.49
09/04/10	7.21		17.24
05/03/10	6.96		16.99
09/12/09	6.71		16.74
09/11/09	6.34		16.49
13/10/09	6.09		16.24
15/06/09	5.84
17/04/09	5.74
13/02/09	5.79
12/12/08	6.79
10/11/08	7.79
03/11/08			15.99
30/10/08	8.37
13/10/08	8.58
08/09/08	9.38		16.25
14/07/08	9.63		16.50
09/04/08	9.49
12/03/08	9.37		16.35
08/02/08	8.97		15.95
11/01/08	8.67		15.70

Date from	Residential Equity Rate (%pa)	Investment Residential Equity Rate (%pa)	Excess Drawing Rate (%pa)
19/08/2016	5.63
20/05/2016	5.73
21/03/2016	5.98
20/11/2015	5.75
13/05/2015	5.6
20/02/2015	5.8
14/08/2013	6.05
13/05/2013	6.3
10/12/2012	6.55
12/10/2012	6.75
18/06/2012	6.95
11/05/2012	7.16
20/02/2012	7.56
19/12/2011	7.46
4/11/2011	7.66
5/11/2010	7.91
7/05/2010	7.46		17.49
9/04/2010	7.21		17.24
5/03/2010	6.96		16.99
9/12/2009	6.71		16.74
9/11/2009	6.34		16.49
13/10/2009	6.09		16.24
15/06/2009	5.84
17/04/09	5.74
13/02/2009	5.79
12/12/2008	6.79
10/11/2008	7.79
3/11/2008			15.99
30/10/2008	8.37
13/10/2008	8.58
8/09/2008	9.38		16.25
14/07/2008	9.63		16.5
9/04/2008	9.49
12/03/2008	9.37		16.35
8/02/2008	8.97		15.95
11/01/2008	8.67		15.7