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Product Costs and Risks

Back to Home Loan Products

To meet the Bank's Responsible Lending obligations under the National Consumer Credit Protection Act requirements, the Bank requires you to ensure that the customer understands all of the features costs and risks of the selected CBA product. Refer National Consumer Credit Protection Act.
 

When an application is submitted to the CBA, you are required to:


            • Explain the features, costs and risks of the selected CBA product to the customer
            • Ensure that the customer understand and accepts the features, costs and risks.

A current version of the features, costs and risks for each product can be found in the below table: 

Product Link
Home Loans, Home Loan Top Ups and Credit Cards Important things to know about Home Loans and Credit Cards
Personal Overdrafts Important things to know about Personal Overdrafts